Dental Insurance – Farmington Hills, MI

Making Dentistry More Affordable

Although our dentists at Radiant Dental focus on improving the health and well-being of your smile, we also recognize the financial toll it can take over time. This is why we are pleased to be in-network with multiple dental insurance companies. Making it possible for individuals like you to get the care you need at a lower price is just one of the many ways we strive to deliver one-of-a-kind, patient-friendly dentistry in Farmington Hills. Call us today to let us know about your dental insurance plan so that we can start looking for ways to help you save.

How Dental Insurance Works

Woman visiting the dentist about her smile

To enroll in a dental insurance plan, you can go through your employer or purchase one privately. No matter which one you choose, you can expect these plans to all bear the same goal, which is to help you save money while pursuing healthier teeth and gums.

While many people assume that dental and health insurance are the same, they are not. If you keep reading, you’ll learn why.

What is the Difference Between Dental and Medical Insurance?

Dental insurance focuses on prevention. Your oral health serves as a gateway to the rest of your body. When problems form inside the mouth, it can quickly interfere with your internal organs, memory, etc. Giving patients the greatest amount of coverage for preventive services (i.e., dental exams and cleanings) reduces the potential for more invasive restorative treatments later on.

Health (medical) insurance, on the other hand, focuses on providing policyholders with the greatest savings after something happens. While you may not receive much financial help when seeing a doctor for a wellness visit, you can expect to receive greater savings should you break your arm, have a baby, or need hospitalization for a serious ailment.

In-Network vs. Out-of-Network

Woman filling out paperwork

When it comes to learning more about the details of dental insurance, there are two key components you should remember: in-network and out-of-network. Both can be beneficial depending on your needs and preferences, so take a few moments to learn why one might be better than the other if you’re looking to save on oral healthcare.

In-Network Coverage

The term “in-network” means that a dentist is in partnership with a particular dental insurance company. Through negotiations, established fees are set for various services provided. Once you meet your annual deductible, your dental insurer will then agree to pay more for certain treatment options (i.e., root canals, dental crowns, dental fillings, etc.).

We are pleased to be in-network with:

  • Aetna
  • BCBS
  • Cigna
  • Delta Dental
  • Guardian
  • Healthy Kids Dental
  • Humana
  • MetLife
  • United Healthcare

Out of Network

If you are not enrolled in a plan with one of the above-mentioned dental insurance providers, you can still save money when visiting your dentist’s office. Our team will be happy to file your claims and help you get the maximum reimbursement. This is our commitment to you, that you not only obtain a healthier smile but also at a lower price.